Cashless motor insurance has limited benefits

The pitch ‘our insurance company has tied up with 1,600garages’ seems attractive to buy cashless motor insurance. However, this means little if the garages aren’t located close when needed. As is the case in the health segment, insurers offer cashless motor insurance, too, provided you choose to go to a garage that is part of the insurer’s network. These schemes are gaining popularity— about 80 per cent of claims are from such policies, say industry players. For cashless motor insurance, most companies have a reasonable number of tie-ups. For instance, Bajaj Allianz has tie-ups with about 1,700 garages, while HDFC Ergo has tie-ups with about 1,600 garages across the country  http://www.myallagents.com/Cashless-motor-insurance-has-limited-benefits/details.html