Earning members require critical illness plans

Sanjay Datta, chief, underwriting and claims, ICICI Lombard, says people should have a comprehensive insurance plan and a critical illness policy. Since the latter offers a fixed sum once the illness is diagnosed, the person can use the money for medication and hospitalisation. "The health cover takes care of the hospital bills. The pay-outs can be used to fund your travel, food, pre- and post-treatment expenses and so on, which a comprehensive plan won't."  http://www.myallagents.com/Earning-members-require-critical-illness-plans/details.html